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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w20618 |
来源ID | Working Paper 20618 |
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice | |
Sandro Ambuehl; B. Douglas Bernheim; Annamaria Lusardi | |
发表日期 | 2014-10-27 |
出版年 | 2014 |
语种 | 英语 |
摘要 | We examine methods for evaluating opportunity-neutral interventions designed to improve the quality of decision making in settings where people imperfectly comprehend consequences. In an experiment involving financial education, conventional outcome metrics (financial literacy and directional changes in behavior) imply that two interventions, one with practice and feedback, one without, are equally beneficial even though only the first reduces average bias. We trace these evaluative failures to violations of implicit assumptions. We propose a simple intuitive outcome metric that properly differentiates between the interventions, and that is robustly interpretable as a measure of welfare loss even when consumers suffer from other biases. |
主题 | Microeconomics ; Households and Firms ; Behavioral Economics ; Health, Education, and Welfare ; Education |
URL | https://www.nber.org/papers/w20618 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/578292 |
推荐引用方式 GB/T 7714 | Sandro Ambuehl,B. Douglas Bernheim,Annamaria Lusardi. Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice. 2014. |
条目包含的文件 | 条目无相关文件。 |
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