| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w20793 |
| 来源ID | Working Paper 20793 |
| How financially literate are women? An overview and new insights | |
| Tabea Bucher-Koenen; Annamaria Lusardi; Rob Alessie; Maarten van Rooij | |
| 发表日期 | 2014-12-29 |
| 出版年 | 2014 |
| 语种 | 英语 |
| 摘要 | We document strikingly similar gender differences in financial literacy across countries. When asked to answer questions that measure knowledge of basic financial concepts, women are less likely than men to answer correctly and more likely to indicate that they do not know the answer. In addition, women give themselves lower scores on financial literacy self-assessments than men. Both young and old women show low levels of financial literacy. Moreover, women for whom financial knowledge is likely to be very important—for example widows or single women—know little about concepts relevant for day-to-day financial decisions. Even women in favorable economic conditions are less financially knowledgeable than men. This is important because financial literacy has been linked to economic behavior, including retirement planning and wealth accumulation. Women live longer than men and are likely to spend time in widowhood. As a result, improving women’s financial literacy is key to helping them prepare for retirement and promoting their financial security. |
| 主题 | Microeconomics ; Households and Firms ; Behavioral Economics |
| URL | https://www.nber.org/papers/w20793 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/578468 |
| 推荐引用方式 GB/T 7714 | Tabea Bucher-Koenen,Annamaria Lusardi,Rob Alessie,et al. How financially literate are women? An overview and new insights. 2014. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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