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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w20818 |
来源ID | Working Paper 20818 |
Can Health Insurance Competition Work? Evidence from Medicare Advantage | |
Vilsa Curto; Liran Einav; Jonathan Levin; Jay Bhattacharya | |
发表日期 | 2015-01-05 |
出版年 | 2015 |
语种 | 英语 |
摘要 | We estimate the economic surplus created by Medicare Advantage under its reformed competitive bidding rules. We use data on the universe of Medicare beneficiaries, and develop a model of plan bidding that accounts for both market power and risk selection. We find that private plans have costs around 12% below fee-for-service costs, and generate around $50 dollars in surplus on average per enrollee-month, after accounting for the disutility due to enrollees having more limited choice of providers. Taxpayers provide a large additional subsidy, and insurers capture most of the private gains. We use the model to evaluate possible program changes. |
主题 | Microeconomics ; Market Structure and Distribution ; Health, Education, and Welfare ; Health ; Industrial Organization ; Market Structure and Firm Performance ; Nonprofits ; Regulatory Economics |
URL | https://www.nber.org/papers/w20818 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/578491 |
推荐引用方式 GB/T 7714 | Vilsa Curto,Liran Einav,Jonathan Levin,et al. Can Health Insurance Competition Work? Evidence from Medicare Advantage. 2015. |
条目包含的文件 | 条目无相关文件。 |
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