G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w21031
来源IDWorking Paper 21031
Do \u201cConsumer-Directed\u201d Health Plans Bend the Cost Curve Over Time?
Amelia M. Haviland; Matthew D. Eisenberg; Ateev Mehrotra; Peter J. Huckfeldt; Neeraj Sood
发表日期2015-03-23
出版年2015
语种英语
摘要“Consumer-Directed” Health Plans (CDHPs) combine high deductibles with personal medical accounts and are intended to reduce health care spending through greater patient cost sharing. Prior research shows that CDHPs reduce spending in the first year. However, there is little research on the impact of CDHPs over the longer term. We add to this literature by using data from 13 million individuals in 54 large US firms to estimate the effects of a firm offering CDHPs on health care spending up to three years post offer. We use a difference-in-differences analysis and to further strengthen identification, we balance observables within firm, over time by developing weights through a machine learning algorithm. We find that spending is reduced for those in firms offering CDHPs in all three years post. The reductions are driven by spending decreases in outpatient care and pharmaceuticals, with no evidence of increases in emergency department or inpatient care.
主题Health, Education, and Welfare ; Health
URLhttps://www.nber.org/papers/w21031
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/578703
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GB/T 7714
Amelia M. Haviland,Matthew D. Eisenberg,Ateev Mehrotra,et al. Do \u201cConsumer-Directed\u201d Health Plans Bend the Cost Curve Over Time?. 2015.
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