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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w21031 |
来源ID | Working Paper 21031 |
Do \u201cConsumer-Directed\u201d Health Plans Bend the Cost Curve Over Time? | |
Amelia M. Haviland; Matthew D. Eisenberg; Ateev Mehrotra; Peter J. Huckfeldt; Neeraj Sood | |
发表日期 | 2015-03-23 |
出版年 | 2015 |
语种 | 英语 |
摘要 | “Consumer-Directed” Health Plans (CDHPs) combine high deductibles with personal medical accounts and are intended to reduce health care spending through greater patient cost sharing. Prior research shows that CDHPs reduce spending in the first year. However, there is little research on the impact of CDHPs over the longer term. We add to this literature by using data from 13 million individuals in 54 large US firms to estimate the effects of a firm offering CDHPs on health care spending up to three years post offer. We use a difference-in-differences analysis and to further strengthen identification, we balance observables within firm, over time by developing weights through a machine learning algorithm. We find that spending is reduced for those in firms offering CDHPs in all three years post. The reductions are driven by spending decreases in outpatient care and pharmaceuticals, with no evidence of increases in emergency department or inpatient care. |
主题 | Health, Education, and Welfare ; Health |
URL | https://www.nber.org/papers/w21031 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/578703 |
推荐引用方式 GB/T 7714 | Amelia M. Haviland,Matthew D. Eisenberg,Ateev Mehrotra,et al. Do \u201cConsumer-Directed\u201d Health Plans Bend the Cost Curve Over Time?. 2015. |
条目包含的文件 | 条目无相关文件。 |
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