| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w21048 |
| 来源ID | Working Paper 21048 |
| Narrow Framing and Long-Term Care Insurance | |
| Daniel Gottlieb; Olivia S. Mitchell | |
| 发表日期 | 2015-03-30 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 摘要 | We propose a model of narrow framing in insurance and test it using data from a new module we designed and fielded in the Health and Retirement Study. We show that respondents subject to narrow framing are substantially less likely to buy long-term care insurance than average. This effect is distinct from, and much larger than, the effects of risk aversion or adverse selection, and it offers a new explanation for why people underinsure their later-life care needs. |
| 主题 | Microeconomics ; Behavioral Economics ; Financial Economics ; Financial Institutions ; Health, Education, and Welfare ; Health |
| URL | https://www.nber.org/papers/w21048 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/578720 |
| 推荐引用方式 GB/T 7714 | Daniel Gottlieb,Olivia S. Mitchell. Narrow Framing and Long-Term Care Insurance. 2015. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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