| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w21268 |
| 来源ID | Working Paper 21268 |
| Savings After Retirement: A Survey | |
| Mariacristina De Nardi; Eric French; John B. Jones | |
| 发表日期 | 2015-06-15 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 摘要 | The saving patterns of retired U.S. households pose a challenge to the basic life-cycle model of saving. The observed patterns of out-of-pocket medical expenses, which rise quickly with age and income during retirement, and heterogeneous lifespan risk, can explain a significant portion U.S. savings during retirement. However, more work is needed to disentangle these precautionary saving motives from other motives, such as the desire to leave bequests. An important complementary question is why households do not buy more insurance against these risks. Going beyond total savings and looking at its components, including housing, and looking at other portfolio choices can help shed light on these questions. |
| 主题 | Microeconomics ; Households and Firms ; Market Structure and Distribution ; Macroeconomics ; Consumption and Investment ; Public Economics ; Taxation ; Health, Education, and Welfare ; Health |
| URL | https://www.nber.org/papers/w21268 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/578943 |
| 推荐引用方式 GB/T 7714 | Mariacristina De Nardi,Eric French,John B. Jones. Savings After Retirement: A Survey. 2015. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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