| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w21270 |
| 来源ID | Working Paper 21270 |
| Medical Spending of the U.S. Elderly | |
| Mariacristina De Nardi; Eric French; John Bailey Jones; Jeremy McCauley | |
| 发表日期 | 2015-06-15 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 摘要 | We use data from the Medicare Current Beneficiary Survey (MCBS) to document the medical spending of Americans aged 65 and older. We find that medical expenses more than double between ages 70 and 90 and that they are very concentrated: the top 10% of all spenders are responsible for 52% of medical spending in a given year. In addition, those currently experiencing either very low or very high medical expenses are likely to find themselves in the same position in the future. We also find that the poor consume more medical goods and services than the rich and have a much larger share of their expenses covered by the government. Overall, the government pays for 65% of the elderly's medical expenses. Despite this, the expenses that remain after government transfers are even more concentrated among a small group of people. Thus, government health insurance, while potentially very valuable, is far from complete. Finally, while medical expenses before death can be large, on average they constitute only a small fraction of total spending, both in the aggregate and over the life cycle. Hence, medical expenses before death do not appear to be an important driver of the high and increasing medical spending found in the U.S. |
| 主题 | Microeconomics ; Households and Firms ; Health, Education, and Welfare ; Health |
| URL | https://www.nber.org/papers/w21270 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/578945 |
| 推荐引用方式 GB/T 7714 | Mariacristina De Nardi,Eric French,John Bailey Jones,et al. Medical Spending of the U.S. Elderly. 2015. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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