| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w21272 |
| 来源ID | Working Paper 21272 |
| Time-Inconsistency and Saving: Experimental Evidence from Low-Income Tax Filers | |
| Damon Jones; Aprajit Mahajan | |
| 发表日期 | 2015-06-15 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 摘要 | We conduct a field experiment designed to test theories of time-inconsistency, namely a "Beta-Delta" model of present bias. The experiment takes place in the context of a saving decision made by low-income tax filers who can deposit their income tax refund into an illiquid account. We find qualitative evidence consistent with present-biased preferences. The tradeoff between an earlier payment or a later one is much more skewed toward taking the early payment when the decision is made on the spot than when the decision is made in advance. We estimate a β and δ of 0.34 and 1.08 over an 8-month horizon, respectively, which translates into an annual discount rate of 164%. |
| 主题 | Microeconomics ; Households and Firms ; Behavioral Economics ; Public Economics ; Taxation |
| URL | https://www.nber.org/papers/w21272 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/578947 |
| 推荐引用方式 GB/T 7714 | Damon Jones,Aprajit Mahajan. Time-Inconsistency and Saving: Experimental Evidence from Low-Income Tax Filers. 2015. |
| 条目包含的文件 | 条目无相关文件。 | |||||
| 个性服务 |
| 推荐该条目 |
| 保存到收藏夹 |
| 导出为Endnote文件 |
| 谷歌学术 |
| 谷歌学术中相似的文章 |
| [Damon Jones]的文章 |
| [Aprajit Mahajan]的文章 |
| 百度学术 |
| 百度学术中相似的文章 |
| [Damon Jones]的文章 |
| [Aprajit Mahajan]的文章 |
| 必应学术 |
| 必应学术中相似的文章 |
| [Damon Jones]的文章 |
| [Aprajit Mahajan]的文章 |
| 相关权益政策 |
| 暂无数据 |
| 收藏/分享 |
除非特别说明，本系统中所有内容都受版权保护，并保留所有权利。
