G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w21339
来源IDWorking Paper 21339
The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya
Pascaline Dupas; Anthony Keats; Jonathan Robinson
发表日期2015-07-13
出版年2015
语种英语
摘要The welfare impact of expanding access to bank accounts depends on whether accounts crowd out pre-existing financial relationships, or whether private gains from accounts are shared within social networks. To study the effect of accounts on financial linkages, we provided free bank accounts to a random subset of 885 households. Within households, we randomized which spouse was offered an account and find no evidence of negative spillovers to spouses. Across households, we document positive spillovers: treatment households become less reliant on grown children and siblings living outside their village, and become more supportive of neighbors and friends within their village.
主题Econometrics ; Experimental Design ; Microeconomics ; Households and Firms ; Financial Economics ; Financial Institutions ; Development and Growth ; Development
URLhttps://www.nber.org/papers/w21339
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/579011
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GB/T 7714
Pascaline Dupas,Anthony Keats,Jonathan Robinson. The Effect of Savings Accounts on Interpersonal Financial Relationships: Evidence from a Field Experiment in Rural Kenya. 2015.
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