G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w21356
来源IDWorking Paper 21356
Precautionary Savings, Retirement Planning and Misperceptions of Financial Literacy
Anders Anderson; Forest Baker; David T. Robinson
发表日期2015-07-13
出版年2015
语种英语
摘要We measure financial literacy among LinkedIn members, complementing standard questions with additional questions that allow us to gauge self-perceptions of financial literacy. Average financial literacy is surprisingly low given the demographics of our sample: fewer than two-thirds of CFOs, CEOs, and COOs complete the test correctly. Financial literacy, precautionary savings and retirement planning are positively correlated, but this is mostly driven by perceived, not actual, literacy: controlling for self-perceptions, actual literacy has low predictive power. Perceptions drive decision-making among low-literacy respondents and are associated with mistaken beliefs about financial products and less willingness to accept financial advice.
URLhttps://www.nber.org/papers/w21356
来源智库National Bureau of Economic Research (United States)
引用统计
资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/579028
推荐引用方式
GB/T 7714
Anders Anderson,Forest Baker,David T. Robinson. Precautionary Savings, Retirement Planning and Misperceptions of Financial Literacy. 2015.
条目包含的文件
条目无相关文件。
个性服务
推荐该条目
保存到收藏夹
导出为Endnote文件
谷歌学术
谷歌学术中相似的文章
[Anders Anderson]的文章
[Forest Baker]的文章
[David T. Robinson]的文章
百度学术
百度学术中相似的文章
[Anders Anderson]的文章
[Forest Baker]的文章
[David T. Robinson]的文章
必应学术
必应学术中相似的文章
[Anders Anderson]的文章
[Forest Baker]的文章
[David T. Robinson]的文章
相关权益政策
暂无数据
收藏/分享

除非特别说明,本系统中所有内容都受版权保护,并保留所有权利。