| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w21356 |
| 来源ID | Working Paper 21356 |
| Precautionary Savings, Retirement Planning and Misperceptions of Financial Literacy | |
| Anders Anderson; Forest Baker; David T. Robinson | |
| 发表日期 | 2015-07-13 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 摘要 | We measure financial literacy among LinkedIn members, complementing standard questions with additional questions that allow us to gauge self-perceptions of financial literacy. Average financial literacy is surprisingly low given the demographics of our sample: fewer than two-thirds of CFOs, CEOs, and COOs complete the test correctly. Financial literacy, precautionary savings and retirement planning are positively correlated, but this is mostly driven by perceived, not actual, literacy: controlling for self-perceptions, actual literacy has low predictive power. Perceptions drive decision-making among low-literacy respondents and are associated with mistaken beliefs about financial products and less willingness to accept financial advice. |
| URL | https://www.nber.org/papers/w21356 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/579028 |
| 推荐引用方式 GB/T 7714 | Anders Anderson,Forest Baker,David T. Robinson. Precautionary Savings, Retirement Planning and Misperceptions of Financial Literacy. 2015. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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