| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w21503 |
| 来源ID | Working Paper 21503 |
| The Dawn of an \u2018Age of Deposits\u2019 in the United States | |
| Matthew Jaremski; Peter L. Rousseau | |
| 发表日期 | 2015-08-31 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 摘要 | U.S. Bank deposits by individuals grew from 4% of GDP at the time of the National Banking Acts in 1863-64 to 23% by the time of the Federal Reserve’s founding. A comprehensive collection of bank- level data shows that most gains occurred immediately after the Acts, Specie Resumption in 1879, and the Election of 1896, and occurred across banks of all ages and types. Checking accounts, clearinghouses, rising incomes, and urbanization contributed to the increasing preference for deposits, but greater confidence in banks also seems to have been central, with highly capitalized banks from earlier entry cohorts seeing the largest gains. |
| 主题 | Macroeconomics ; Consumption and Investment ; Financial Economics ; Financial Institutions ; History ; Financial History |
| URL | https://www.nber.org/papers/w21503 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/579178 |
| 推荐引用方式 GB/T 7714 | Matthew Jaremski,Peter L. Rousseau. The Dawn of an \u2018Age of Deposits\u2019 in the United States. 2015. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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