| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w21800 |
| 来源ID | Working Paper 21800 |
| Specialization in Bank Lending: Evidence from Exporting Firms | |
| Daniel Paravisini; Veronica Rappoport; Philipp Schnabl | |
| 发表日期 | 2015-12-14 |
| 出版年 | 2015 |
| 语种 | 英语 |
| 摘要 | We develop an empirical approach for identifying specialization in bank lending using granular data on borrower activities. We illustrate the approach by characterizing bank specialization by export market, combining bank, loan, and export data for all firms in Peru. We find that all banks specialize in at least one export market, that firms take the pattern of bank specialization into account when selecting their lending banks, and that credit supply shocks disproportionately affect a firm’s exports to markets where the lender specializes in. Thus, bank specialization makes credit difficult to substitute, which has consequences for competition in credit markets and the transmission of credit shocks to the real economy. |
| 主题 | International Economics ; Trade ; Financial Economics ; Financial Institutions |
| URL | https://www.nber.org/papers/w21800 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/579474 |
| 推荐引用方式 GB/T 7714 | Daniel Paravisini,Veronica Rappoport,Philipp Schnabl. Specialization in Bank Lending: Evidence from Exporting Firms. 2015. |
| 条目包含的文件 | 条目无相关文件。 | |||||
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