| 来源类型 | Working Paper
|
| 规范类型 | 报告
|
| DOI | 10.3386/w22403
|
| 来源ID | Working Paper 22403
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| Do Disaster Experience and Knowledge Affect Insurance Take-up Decisions? |
| Jing Cai; Changcheng Song
|
| 发表日期 | 2016-07-11
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| 出版年 | 2016
|
| 语种 | 英语
|
| 摘要 | This study examines the effect of experience and knowledge on weather insurance adoption. First, we conduct insurance games with farmers, and find that the treatment improves real insurance take-up by 46%. The effect is not driven by changes in risk attitudes and perceived probability of disasters, or by learning of insurance benefits, but is driven by the experience acquired in the game. Second, we find that providing information about the payout probability has a strong positive effect on insurance take-up. Finally, when subjects receive both treatments, the probability information has a greater impact on take-up than does the disaster experience. |
| 主题 | Microeconomics
; Behavioral Economics
; Households and Firms
; Financial Economics
; Financial Institutions
; Other
; Accounting, Marketing, and Personnel
; Development and Growth
; Development
; Innovation and R&
; D
; Environmental and Resource Economics
; Agriculture
|
| URL | https://www.nber.org/papers/w22403
|
| 来源智库 | National Bureau of Economic Research (United States)
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| 引用统计 |
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| 资源类型 | 智库出版物
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| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/580075
|
推荐引用方式
GB/T 7714 |
Jing Cai,Changcheng Song. Do Disaster Experience and Knowledge Affect Insurance Take-up Decisions?. 2016.
|
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文件名：
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w22403.pdf
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格式：
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Adobe PDF
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