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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w22463 |
来源ID | Working Paper 22463 |
Banking the Unbanked? Evidence From Three Countries | |
Pascaline Dupas; Dean Karlan; Jonathan Robinson; Diego Ubfal | |
发表日期 | 2016-08-01 |
出版年 | 2016 |
语种 | 英语 |
摘要 | We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17 percent, 10 percent, and 3 percent of treatment individuals made five or more deposits, respectively. Average monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention–to–treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably since impacts, even if present, are likely small and diverse. |
主题 | Econometrics ; Experimental Design ; Microeconomics ; Households and Firms ; Financial Economics ; Financial Institutions ; Development and Growth ; Development |
URL | https://www.nber.org/papers/w22463 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/580137 |
推荐引用方式 GB/T 7714 | Pascaline Dupas,Dean Karlan,Jonathan Robinson,et al. Banking the Unbanked? Evidence From Three Countries. 2016. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w22463.pdf(671KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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