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来源类型Working Paper
规范类型报告
DOI10.3386/w22463
来源IDWorking Paper 22463
Banking the Unbanked? Evidence From Three Countries
Pascaline Dupas; Dean Karlan; Jonathan Robinson; Diego Ubfal
发表日期2016-08-01
出版年2016
语种英语
摘要We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17 percent, 10 percent, and 3 percent of treatment individuals made five or more deposits, respectively. Average monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention–to–treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably since impacts, even if present, are likely small and diverse.
主题Econometrics ; Experimental Design ; Microeconomics ; Households and Firms ; Financial Economics ; Financial Institutions ; Development and Growth ; Development
URLhttps://www.nber.org/papers/w22463
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/580137
推荐引用方式
GB/T 7714
Pascaline Dupas,Dean Karlan,Jonathan Robinson,et al. Banking the Unbanked? Evidence From Three Countries. 2016.
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