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来源类型Working Paper
规范类型报告
DOI10.3386/w22534
来源IDWorking Paper 22534
The Persistent Power of Behavioral Change: Long-Run Impacts of Temporary Savings Subsidies for the Poor
Simone Schaner
发表日期2016-08-22
出版年2016
语种英语
摘要I use a field experiment in rural Kenya to study how temporary incentives to save impact long-run economic outcomes. Study participants randomly selected to receive large temporary interest rates on an individual bank account had significantly more income and assets 2.5 years after the interest rates expired. These changes are much larger than the short-run impacts on experimental bank account use and almost entirely driven by growth in entrepreneurship. Temporary interest rates directed to joint bank accounts had no detectable long-run impacts on entrepreneurship or income, but increased investment in household public goods and spousal consensus over finances.
主题Microeconomics ; Households and Firms ; Development and Growth ; Development
URLhttps://www.nber.org/papers/w22534
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/580208
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Simone Schaner. The Persistent Power of Behavioral Change: Long-Run Impacts of Temporary Savings Subsidies for the Poor. 2016.
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