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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w22815 |
来源ID | Working Paper 22815 |
The Affordable Care Act as Retiree Health Insurance: Implications for Retirement and Social Security Claiming | |
Alan L. Gustman; Thomas L. Steinmeier; Nahid Tabatabai | |
发表日期 | 2016-11-14 |
出版年 | 2016 |
语种 | 英语 |
摘要 | Using data from the Health and Retirement Study, we examine the effects of the Affordable Care Act (ACA) on retirement. We first calculate retirements (and in related analyses changes in expected ages of retirement and/or Social Security claiming) between 2010, before ACA, and 2014, after ACA, for those with health insurance at work but not in retirement. This group experienced the sharpest change in retirement incentives from ACA. We then compare retirement measures for those with health insurance at work but not in retirement with retirement measures for two other groups, those who, before ACA, had employer provided health insurance both at work and in retirement, and those who had no health insurance either at work or in retirement. To complete a difference-in-difference analysis, we make the same calculations for members of an older cohort over the same age span. We find no evidence that ACA increases the propensity to retire or changes the retirement expectations of those who, before ACA, had coverage when working but not when retired. An analysis based on a structural retirement model suggests that eventually ACA will increase the probability of retirement by those who initially had health insurance on the job but did not have employer provided retiree health insurance. But the retirement increase is quite small, only about half a percentage point at each year of age. The model also suggests that much of the effect of ACA on retirement will be realized within a few years of the change in the law. |
主题 | Microeconomics ; Behavioral Economics ; Macroeconomics ; Consumption and Investment ; Public Economics ; National Fiscal Issues ; Health, Education, and Welfare ; Health ; Labor Economics ; Demography and Aging ; Labor Supply and Demand ; Labor Compensation |
URL | https://www.nber.org/papers/w22815 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/580489 |
推荐引用方式 GB/T 7714 | Alan L. Gustman,Thomas L. Steinmeier,Nahid Tabatabai. The Affordable Care Act as Retiree Health Insurance: Implications for Retirement and Social Security Claiming. 2016. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w22815.pdf(284KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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