| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w23388 |
| 来源ID | Working Paper 23388 |
| Health Insurance and Traffic Fatalities: The Effects of Substance Use Disorder Parity Laws | |
| Ioana Popovici; Johanna Catherine Maclean; Michael T. French | |
| 发表日期 | 2017-05-08 |
| 出版年 | 2017 |
| 语种 | 英语 |
| 摘要 | Each year, approximately 10,000 individuals die in alcohol-impaired traffic crashes in the United States, while psychoactive drugs are involved in 20% of all fatal traffic crashes. In this study, we investigate whether state-specific parity laws for substance use disorder (SUD) treatment have the added benefit of reducing traffic fatalities. Parity laws compel insurers to generously cover SUD treatment in private markets, thereby reducing the financial costs of and increasing access to treatment for beneficiaries. We employ 23 years of administrative data from the Fatality Analysis Reporting System (FARS) coupled with a differences-in-differences design to investigate the potential spillover effects of parity laws to traffic safety. Our findings indicate that passage of a parity law reduces traffic fatality rates by 5.8 to 8.6%. We also find that passage of parity laws reduces fatal alcohol poisonings and psychoactive drug overdoses. These findings suggest that government regulations requiring insurers to cover SUD treatment can significantly improve traffic safety, possibly by reducing the number of impaired drivers on roadways. |
| 主题 | Health, Education, and Welfare ; Health |
| URL | https://www.nber.org/papers/w23388 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/581062 |
| 推荐引用方式 GB/T 7714 | Ioana Popovici,Johanna Catherine Maclean,Michael T. French. Health Insurance and Traffic Fatalities: The Effects of Substance Use Disorder Parity Laws. 2017. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w23388.pdf（360KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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