G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w23501
来源IDWorking Paper 23501
Planning for Retirement? The Importance of Time Preferences
Robert L. Clark; Robert G. Hammond; Christelle Khalaf; Melinda Sandler Morrill
发表日期2017-06-12
出版年2017
语种英语
摘要Ensuring retirement income security is a priority for individuals, employers, and policymakers. Using merged administrative and survey data for public sector workers in North Carolina, we explore how workers’ characteristics and preferences are associated with planning and saving for retirement. We then assess the “quality” of a retirement plan and whether retirement behavior is consistent with these plans. The findings indicate that the way that individuals discount future consumption is associated with the extent of their retirement planning and preparedness. We find that individuals who engage in retirement planning are better prepared to meet their retirement goals upon leaving their career jobs.
主题Labor Economics ; Labor Compensation
URLhttps://www.nber.org/papers/w23501
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/581174
推荐引用方式
GB/T 7714
Robert L. Clark,Robert G. Hammond,Christelle Khalaf,et al. Planning for Retirement? The Importance of Time Preferences. 2017.
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