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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w23501 |
来源ID | Working Paper 23501 |
Planning for Retirement? The Importance of Time Preferences | |
Robert L. Clark; Robert G. Hammond; Christelle Khalaf; Melinda Sandler Morrill | |
发表日期 | 2017-06-12 |
出版年 | 2017 |
语种 | 英语 |
摘要 | Ensuring retirement income security is a priority for individuals, employers, and policymakers. Using merged administrative and survey data for public sector workers in North Carolina, we explore how workers’ characteristics and preferences are associated with planning and saving for retirement. We then assess the “quality” of a retirement plan and whether retirement behavior is consistent with these plans. The findings indicate that the way that individuals discount future consumption is associated with the extent of their retirement planning and preparedness. We find that individuals who engage in retirement planning are better prepared to meet their retirement goals upon leaving their career jobs. |
主题 | Labor Economics ; Labor Compensation |
URL | https://www.nber.org/papers/w23501 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/581174 |
推荐引用方式 GB/T 7714 | Robert L. Clark,Robert G. Hammond,Christelle Khalaf,et al. Planning for Retirement? The Importance of Time Preferences. 2017. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w23501.pdf(904KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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