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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w23597 |
来源ID | Working Paper 23597 |
Demand for Health Insurance Marketplace Plans Was Highly Elastic in 2014-2015 | |
Jean Abraham; Coleman Drake; Daniel W. Sacks; Kosali I. Simon | |
发表日期 | 2017-07-24 |
出版年 | 2017 |
语种 | 英语 |
摘要 | A major provision of the Affordable Care Act was the creation of Health Insurance Marketplaces, which began operating for the 2014 plan year. Although enrollment initially grew in these markets, enrollment has fallen recently amid insurer exits and rising premiums. To better understand these markets, we estimate premium elasticity of demand for Marketplace plans, using within-plan premium changes from 2014 to 2015, accounting for state-specific trends and simultaneous changes in generosity. Our preferred estimate implies that a one percent premium increase reduces plan-specific enrollment by 1.7 percent. We argue that this high elasticity reflects the rapid growth and high churn in this market, as well as the high degree of standardization and the availability of many close substitutes. |
主题 | Health, Education, and Welfare ; Health |
URL | https://www.nber.org/papers/w23597 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/581271 |
推荐引用方式 GB/T 7714 | Jean Abraham,Coleman Drake,Daniel W. Sacks,et al. Demand for Health Insurance Marketplace Plans Was Highly Elastic in 2014-2015. 2017. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w23597.pdf(495KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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