G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w23623
来源IDWorking Paper 23623
Surprise! Out-of-Network Billing for Emergency Care in the United States
Zack Cooper; Fiona Scott Morton; Nathan Shekita
发表日期2017-07-24
出版年2017
语种英语
摘要Hospitals and physicians independently negotiate contracts with insurers. As a result, a privately insured individual can attend an in-network hospital emergency department, but receive care and potentially a large, unexpected bill from an out-of-network emergency physician working at that hospital. Because patients do not choose their emergency physician, emergency physicians can remain out-of-network and charge high prices without losing patient volume. As we illustrate, this strong outside option improves emergency physicians’ bargaining power with insurers. We then analyze a New York State law that introduced binding arbitration between emergency physicians and insurers and therefore weakened physicians’ outside option in negotiations. We observe that the New York law reduced out-of-network billing by 34 percent and lowered in-network emergency physician payments by 9 percent.
主题Health, Education, and Welfare ; Health ; Industrial Organization ; Market Structure and Firm Performance
URLhttps://www.nber.org/papers/w23623
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/581297
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Zack Cooper,Fiona Scott Morton,Nathan Shekita. Surprise! Out-of-Network Billing for Emergency Care in the United States. 2017.
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