| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w23679 |
| 来源ID | Working Paper 23679 |
| Nudging Retirement Savings: A Field Experiment on Supplemental Plans | |
| Robert L. Clark; Robert G. Hammond; Melinda Sandler Morrill; Christelle Khalaf | |
| 发表日期 | 2017-08-21 |
| 出版年 | 2017 |
| 语种 | 英语 |
| 摘要 | Although supplemental saving plans can be an important part of an individual's financial security in retirement, contribution rates remain low, particularly among those with lower salaries and less education. We report findings from a field experiment that distributed an informational nudge containing information on key aspects of the employer-provided supplemental saving plans of older public employees in North Carolina. Among workers participating in a supplemental plan, individuals who received an informational nudge increased their contributions in the months following the intervention relative to the control group. Moreover, those that received the nudge reported in a subsequent survey that they were more likely to have developed a retirement plan and report more confidence in their retirement preparedness. In contrast, individuals who were not enrolled in a retirement saving plan were not moved to begin contributing to a supplemental plan. |
| 主题 | Labor Economics ; Labor Compensation |
| URL | https://www.nber.org/papers/w23679 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/581352 |
| 推荐引用方式 GB/T 7714 | Robert L. Clark,Robert G. Hammond,Melinda Sandler Morrill,et al. Nudging Retirement Savings: A Field Experiment on Supplemental Plans. 2017. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w23679.pdf（1568KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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