G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w23718
来源IDWorking Paper 23718
What Does (Formal) Health Insurance Do, and For Whom?
Amy Finkelstein; Neale Mahoney; Matthew J. Notowidigdo
发表日期2017-08-21
出版年2017
语种英语
摘要Health insurance confers benefits to the previously uninsured, including improvements in health, reductions in out-of-pocket spending, and reduced medical debt. But because the nominally uninsured pay only a small share of their medical expenses, health insurance also provides substantial transfers to non-recipient parties who would otherwise bear the costs of providing uncompensated care to the uninsured. The prevalence of uncompensated care helps explain the limited take-up of heavily-subsidized public health insurance and the evidence that many recipients value formal health insurance at substantially less than the cost to insurers of providing that coverage. The distributional implications of public subsidies for health insurance depend critically on the ultimate economic incidence of the transfers they deliver to providers of uncompensated care.
主题Public Economics ; Taxation ; Public Goods ; National Fiscal Issues ; Health, Education, and Welfare ; Health
URLhttps://www.nber.org/papers/w23718
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/581389
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Amy Finkelstein,Neale Mahoney,Matthew J. Notowidigdo. What Does (Formal) Health Insurance Do, and For Whom?. 2017.
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