| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w24156 |
| 来源ID | Working Paper 24156 |
| Open Enrollment Periods and Plan Choices | |
| Francesco Decarolis; Andrea Guglielmo; Calvin Luscombe | |
| 发表日期 | 2018 |
| 出版年 | 2018 |
| 语种 | 英语 |
| 摘要 | Open enrollment periods are pervasively used in insurance markets to limit adverse selection risks resulting when enrollees can switch plans at will. We exploit a change in the open enrollment rules of Medicare Advatage to analyze how beneficiaries responded to the option of switching to a 5-star rated plan at anytime, in a setting where insurers adjusted premiums and benefit design to counterbalance the increased selection risk. We present three findings: within-year switches to 5-star plans increase by 7-16%; demand for 5-star plans across the years does not change; the enrollees who switch to a 5-star plan during the year are in better health status than those who do not switch. |
| 主题 | Health, Education, and Welfare ; Health ; Industrial Organization ; Firm Behavior |
| URL | https://www.nber.org/papers/w24156 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/581830 |
| 推荐引用方式 GB/T 7714 | Francesco Decarolis,Andrea Guglielmo,Calvin Luscombe. Open Enrollment Periods and Plan Choices. 2018. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w24156.pdf（1049KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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