| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w24379 |
| 来源ID | Working Paper 24379 |
| Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets | |
| Dean Karlan; Adam Osman; Jonathan Zinman | |
| 发表日期 | 2018-03-12 |
| 出版年 | 2018 |
| 语种 | 英语 |
| 摘要 | Two for-profit Philippine banks, aiming to increasing microlending to the poor, incorporated a widely used poverty measurement tool into their loan applications and tested the tool using randomized training content. Treated loan officers were provided an explanation of the tool’s purpose; exhortation tying the tool to the organizations’ social missions; and reassurance that these data, conditional on other characteristics, do not predict default and thus should not jeopardize incentive pay based on portfolio performance. The control group training merely labeled the tool “additional household information.” The strategy backfired, leading to no additional poor applicants and potentially lower-performing loans. Descriptive evidence suggests the training exacerbated loan officer misperceptions about compensation incentives and multitasking problems. This cautionary tale is an example of why management may want include social outcomes directly into employee performance evaluations, or silo corporate social responsibility efforts from core operations. |
| 主题 | Microeconomics ; Households and Firms ; Behavioral Economics ; Financial Economics ; Financial Institutions ; Development and Growth ; Development |
| URL | https://www.nber.org/papers/w24379 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/582054 |
| 推荐引用方式 GB/T 7714 | Dean Karlan,Adam Osman,Jonathan Zinman. Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets. 2018. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w24379.pdf（347KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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