| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w24854 |
| 来源ID | Working Paper 24854 |
| Behavioral Household Finance | |
| John Beshears; James J. Choi; David Laibson; Brigitte C. Madrian | |
| 发表日期 | 2018-07-23 |
| 出版年 | 2018 |
| 语种 | 英语 |
| 摘要 | This chapter provides an overview of household finance. The first part summarizes key facts regarding household financial behavior, emphasizing empirical regularities that are inconsistent with the standard classical economic model and discussing extensions of the classical model and explanations grounded in behavioral economics that can account for the observed patterns. This part covers five topics: consumption and savings, borrowing, payments, asset allocation, and insurance. The second part addresses interventions that firms, governments, and other parties deploy to shape household financial outcomes: education and information, peer effects and social influence, product design, advice and disclosure, choice architecture, and interventions that directly target prices or quantities. |
| 主题 | Microeconomics ; Households and Firms ; Financial Economics ; Portfolio Selection and Asset Pricing |
| URL | https://www.nber.org/papers/w24854 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/582528 |
| 推荐引用方式 GB/T 7714 | John Beshears,James J. Choi,David Laibson,et al. Behavioral Household Finance. 2018. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w24854.pdf（948KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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