G2TT
来源类型Working Paper
规范类型报告
DOI10.3386/w25156
来源IDWorking Paper 25156
Does High Cost-Sharing Slow the Long-term Growth Rate of Health Spending? Evidence from the States
Molly Frean; Mark Pauly
发表日期2018-10-15
出版年2018
语种英语
摘要Research has shown that higher cost-sharing lowers health care spending levels but less is known about whether cost-sharing also affects spending growth. From 2002 to 2016, private insurance deductibles more than tripled in magnitude. We use data from the Centers for Medicare and Medicaid Services and the Agency for Healthcare Research and Quality to estimate whether areas with relatively higher deductibles experienced lower spending growth during this period. We leverage panel variation in private deductibles across states and over time and address the potential endogeneity of deductibles using instrumental variables. We find that spending growth is significantly lower in states with higher average deductibles and observe this relationship with regard to both private insurance benefits and total spending (including Medicare and Medicaid), suggestive of potential spillovers. We hypothesize that the impact on spending growth happens because deductibles affect the diffusion of costly new technology.
主题Health, Education, and Welfare ; Health
URLhttps://www.nber.org/papers/w25156
来源智库National Bureau of Economic Research (United States)
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条目标识符http://119.78.100.153/handle/2XGU8XDN/582829
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Molly Frean,Mark Pauly. Does High Cost-Sharing Slow the Long-term Growth Rate of Health Spending? Evidence from the States. 2018.
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