| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w25238 |
| 来源ID | Working Paper 25238 |
| Saving Regret | |
| Axel H. Börsch-Supan; Tabea Bucher-Koenen; Michael D. Hurd; Susann Rohwedder | |
| 发表日期 | 2018-11-12 |
| 出版年 | 2018 |
| 语种 | 英语 |
| 摘要 | We define saving regret as the wish in hindsight to have saved more earlier in life. We measured saving regret and possible determinants in a survey of a probability sample of those aged 60-79. We investigate two main causes of saving regret: procrastination along with other psychological traits, and the role of shocks, both positive and negative. We find high levels of saving regret but relatively little of the variation is explained by procrastination and psychological factors. Shocks such as unemployment, health and divorce explain much more of the variation. The results have important implications for retirement saving policies. |
| 主题 | Microeconomics ; Households and Firms |
| URL | https://www.nber.org/papers/w25238 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/582912 |
| 推荐引用方式 GB/T 7714 | Axel H. Börsch-Supan,Tabea Bucher-Koenen,Michael D. Hurd,et al. Saving Regret. 2018. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w25238.pdf（594KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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