| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w25584 |
| 来源ID | Working Paper 25584 |
| Mentally Spent: Credit Conditions and Mental Health | |
| Qing Hu; Ross Levine; Chen Lin; Mingzhu Tai | |
| 发表日期 | 2019-02-25 |
| 出版年 | 2019 |
| 语种 | 英语 |
| 摘要 | In light of the human suffering and economic costs associated with mental illness, we provide the first assessment of whether local credit conditions shape the incidence of mental depression. Using several empirical strategies, we discover that bank regulatory reforms that improved local credit conditions reduced mental depression among low-income households and the impact was largest in counties dominated by bank-dependent firms. On the mechanisms, we find that the regulatory reforms boosted employment, income, and mental health among low-income individuals in bank-dependent counties, but the regulatory reforms did not increase borrowing by these individuals. |
| 主题 | Microeconomics ; Households and Firms ; Financial Economics ; Financial Institutions ; Health, Education, and Welfare ; Health ; Regional and Urban Economics |
| URL | https://www.nber.org/papers/w25584 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/583258 |
| 推荐引用方式 GB/T 7714 | Qing Hu,Ross Levine,Chen Lin,et al. Mentally Spent: Credit Conditions and Mental Health. 2019. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w25584.pdf（350KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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