| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w25905 |
| 来源ID | Working Paper 25905 |
| Student Loan Choice Overload | |
| Benjamin M. Marx; Lesley J. Turner | |
| 发表日期 | 2019-06-03 |
| 出版年 | 2019 |
| 语种 | 英语 |
| 摘要 | What influences college student borrowing? In a field experiment with a large community college, we send emails about federal student loans to students who have received information about financial aid but have not made a borrowing decision. A treatment reminding students that they need not borrow the maximum amount of available loan aid does not affect borrowing. Treatments referencing amounts borrowed by recent graduates shift students from borrowing the maximum amount to not borrowing. Consistent with the hypothesis that students experience choice overload when observing multiple dollar amounts, the response is largest among low-performing students and arises from inaction. |
| 主题 | Microeconomics ; Households and Firms ; Behavioral Economics ; Public Economics ; Taxation ; Health, Education, and Welfare ; Education |
| URL | https://www.nber.org/papers/w25905 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/583579 |
| 推荐引用方式 GB/T 7714 | Benjamin M. Marx,Lesley J. Turner. Student Loan Choice Overload. 2019. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w25905.pdf（777KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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