| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w25929 |
| 来源ID | Working Paper 25929 |
| Freeing Financial Education via Tablets: Experimental Evidence from Colombia | |
| Orazio Attanasio; Matthew Bird; Lina Cardona-Sosa; Pablo Lavado | |
| 发表日期 | 2019-06-10 |
| 出版年 | 2019 |
| 语种 | 英语 |
| 摘要 | Financial knowledge is critical for making sound decisions that foster financial health and protect consumers from predation. A widely-used tool for building this capability is financial education. Yet evidence suggests that conventional approaches which teach concepts in classroom-style settings are ineffective and expensive at scale, especially for lower-income users. More recent findings indicate that customizing financial education to the needs, interests, and location of participants may increase impact, though doing so in a cost-effective and scalable way remains challenging. This randomized evaluation of a tablet-based financial education program with mostly female recipients of a conditional cash transfer (CCT) program in Colombia offers evidence for how to design and scale an effective digital-based financial education program. Results indicate that the LISTA Initiative had significant positive impacts on financial knowledge, attitudes, practices, and performance, increasing for poorer, less educated, and more rural populations, with users exhibiting increased financial health over two years later. Critical mechanisms included well-designed content and a social learning component. Yet the longer-term impact on formal financial inclusion was limited, suggesting the possible benefits of combining supply-side solutions with financial education interventions. |
| 主题 | Microeconomics ; Households and Firms ; Financial Economics ; Financial Institutions ; Health, Education, and Welfare ; Education ; Poverty and Wellbeing ; Development and Growth ; Development |
| URL | https://www.nber.org/papers/w25929 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/583603 |
| 推荐引用方式 GB/T 7714 | Orazio Attanasio,Matthew Bird,Lina Cardona-Sosa,et al. Freeing Financial Education via Tablets: Experimental Evidence from Colombia. 2019. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w25929.pdf（3197KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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