| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w26128 |
| 来源ID | Working Paper 26128 |
| Tax-Sheltered Retirement Accounts: Can Financial Education Improve Decisions? | |
| M. Martin Boyer; Philippe d'; Astous; Pierre-Carl Michaud | |
| 发表日期 | 2019-08-05 |
| 出版年 | 2019 |
| 语种 | 英语 |
| 摘要 | We conduct a stated-choice experiment to analyze the decision to contribute to front- or back-loaded tax-sheltered savings accounts. Our experimental design includes a randomized financial education treatment that provides information on these accounts. We assess whether respondents learn about the tax implications of these accounts and make contribution choices that increase after-tax income when exposed to the intervention. We find that our intervention improves both the understanding of the tax implications of the savings accounts (an increase of 6 to 15 percent) and contribution decisions. We find effects on after-tax lifetime-income for respondents by up to $1,900 per scenario presented. |
| 主题 | Microeconomics ; Households and Firms ; Financial Economics ; Portfolio Selection and Asset Pricing ; Public Economics ; Taxation |
| URL | https://www.nber.org/papers/w26128 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/583802 |
| 推荐引用方式 GB/T 7714 | M. Martin Boyer,Philippe d',Astous,et al. Tax-Sheltered Retirement Accounts: Can Financial Education Improve Decisions?. 2019. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w26128.pdf（753KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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