| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w26263 |
| 来源ID | Working Paper 26263 |
| Does Automatic Enrollment Increase Contributions to Supplement Retirement Programs by K-12 and University Employees? | |
| Robert L. Clark; Denis Pelletier | |
| 发表日期 | 2019-09-16 |
| 出版年 | 2019 |
| 语种 | 英语 |
| 摘要 | This study examines the impact of the adoption of automatic enrollment provisions by schools and universities in the state of South Dakota for its supplemental retirement saving plan (SRP). In South Dakota, educational personnel are also covered by a defined benefit pension plan and by Social Security. Thus, career public employees in South Dakota can expect a life time annuity from these two programs of around 75 percent of their final salary. Prior to the introduction of automatic enrollment, the proportion of newly hired educators who were contributing to the SRP was less than two percent in their first year of employment. After the introduction of automatic enrollment, over 90 percent of newly hired workers who were auto enrolled were participating in the plan. Thus, auto enrollment is shown to have the same powerful impact on contributions to a retirement saving plan for educational employees even when they also can expect life annuities from a defined benefit pension plan. |
| 主题 | Labor Economics ; Demography and Aging ; Labor Supply and Demand ; Labor Market Structures |
| URL | https://www.nber.org/papers/w26263 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/583936 |
| 推荐引用方式 GB/T 7714 | Robert L. Clark,Denis Pelletier. Does Automatic Enrollment Increase Contributions to Supplement Retirement Programs by K-12 and University Employees?. 2019. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w26263.pdf（264KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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