| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w26350 |
| 来源ID | Working Paper 26350 |
| Household Labor Search, Spousal Insurance, and Health Care Reform | |
| Hanming Fang; Andrew J. Shephard | |
| 发表日期 | 2019-10-07 |
| 出版年 | 2019 |
| 语种 | 英语 |
| 摘要 | Health insurance in the United States for the working age population has traditionally been provided in the form of employer-sponsored health insurance (ESHI). If employers offered ESHI to their employees, they also typically extended coverage to their spouse and dependents. Provisions in the Affordable Care Act (ACA) significantly alter the incentive for firms to offer insurance to the spouses of employees. We evaluate the long-run impact of ACA on firms’ insurance offerings and on household outcomes by developing and estimating an equilibrium job search model in which multiple household members are searching for jobs. The distribution of job offers is determined endogenously, with compensation packages consisting of a wage and menu of insurance offerings (premiums and coverage) that workers select from. Using our estimated model we find that households’ valuation of employer-sponsored spousal health insurance is significantly reduced under ACA, and with an “employee-only” health insurance contract emerging among low productivity firms. We relate these outcomes to the specific provisions in the ACA. |
| 主题 | Financial Economics ; Financial Institutions ; Health, Education, and Welfare ; Health ; Labor Economics ; Labor Compensation |
| URL | https://www.nber.org/papers/w26350 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/584021 |
| 推荐引用方式 GB/T 7714 | Hanming Fang,Andrew J. Shephard. Household Labor Search, Spousal Insurance, and Health Care Reform. 2019. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w26350.pdf（591KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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