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来源类型Working Paper
规范类型报告
DOI10.3386/w27035
来源IDWorking Paper 27035
Saving for Multiple Financial Needs: Evidence from Lockboxes and Mobile Money in Malawi
Shilpa Aggarwal; Valentina Brailovskaya; Jonathan Robinson
发表日期2020-04-27
出版年2020
语种英语
摘要We test whether the provision of multiple labeled savings accounts affects savings and downstream outcomes in an experiment with 761 microentrepreneurs in urban Malawi. Treatment respondents received one or multiple savings accounts, in the form of lockboxes or mobile money. We find that while providing additional boxes increased savings by 40%, technical issues marred the efficacy of a second mobile money account. Both types of accounts had impacts on downstream outcomes, including farming decisions and credit extended to customers. We do not detect differential downstream effects by the number of accounts.
主题Microeconomics ; Households and Firms ; Development and Growth ; Development
URLhttps://www.nber.org/papers/w27035
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/584707
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Shilpa Aggarwal,Valentina Brailovskaya,Jonathan Robinson. Saving for Multiple Financial Needs: Evidence from Lockboxes and Mobile Money in Malawi. 2020.
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