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来源类型 | Working Paper |
规范类型 | 报告 |
DOI | 10.3386/w27035 |
来源ID | Working Paper 27035 |
Saving for Multiple Financial Needs: Evidence from Lockboxes and Mobile Money in Malawi | |
Shilpa Aggarwal; Valentina Brailovskaya; Jonathan Robinson | |
发表日期 | 2020-04-27 |
出版年 | 2020 |
语种 | 英语 |
摘要 | We test whether the provision of multiple labeled savings accounts affects savings and downstream outcomes in an experiment with 761 microentrepreneurs in urban Malawi. Treatment respondents received one or multiple savings accounts, in the form of lockboxes or mobile money. We find that while providing additional boxes increased savings by 40%, technical issues marred the efficacy of a second mobile money account. Both types of accounts had impacts on downstream outcomes, including farming decisions and credit extended to customers. We do not detect differential downstream effects by the number of accounts. |
主题 | Microeconomics ; Households and Firms ; Development and Growth ; Development |
URL | https://www.nber.org/papers/w27035 |
来源智库 | National Bureau of Economic Research (United States) |
引用统计 | |
资源类型 | 智库出版物 |
条目标识符 | http://119.78.100.153/handle/2XGU8XDN/584707 |
推荐引用方式 GB/T 7714 | Shilpa Aggarwal,Valentina Brailovskaya,Jonathan Robinson. Saving for Multiple Financial Needs: Evidence from Lockboxes and Mobile Money in Malawi. 2020. |
条目包含的文件 | ||||||
文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
w27035.pdf(893KB) | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 |
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