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来源类型Working Paper
规范类型报告
DOI10.3386/w27225
来源IDWorking Paper 27225
Deputization
Bruce I. Carlin; Tarik Umar; Hanyi Yi
发表日期2020-05-25
出版年2020
语种英语
摘要A policy of deputization asks agents to monitor others without providing explicit incentives. It is often used to prevent dangerous activities. To calibrate whether and why it works, we study recent laws that deputized financial professionals to help fight elder financial abuse. We show deputization led to a 4%-6% decrease in suspected cases and a 4.5% drop in personal bankruptcies. Women, minorities, and unmarried people benefited more. Effectiveness operated through higher community-mindedness and deeper social connections. Egoistic incentives, legal concerns, publicity, and religiosity were less important. This suggests that regulators can rely on social networks to solve tough problems.
主题Financial Economics ; Financial Institutions ; Public Economics ; Taxation ; Other ; Law and Economics
URLhttps://www.nber.org/papers/w27225
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/584897
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GB/T 7714
Bruce I. Carlin,Tarik Umar,Hanyi Yi. Deputization. 2020.
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