| 来源类型 | Working Paper
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| 规范类型 | 报告
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| DOI | 10.3386/w27269
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| 来源ID | Working Paper 27269
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| Measuring the Effect of Student Loans on College Persistence |
| David Card; Alex Solis
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| 发表日期 | 2020-06-01
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| 出版年 | 2020
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| 语种 | 英语
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| 摘要 | Governments around the world use grant and loan programs to ease the financial constraints that contribute to socioeconomic gaps in college completion. A growing body of research assesses the impact of grants; less is known about how loan programs affect persistence and degree completion. We use detailed administrative data from Chile to provide rigorous regression-discontinuity-based evidence on the impacts of loan eligibility for university students who retake the national admission test after their first year of studies. Those who score above a certain threshold become eligible for loans covering around 85% of tuition costs for the duration of their program. We find that access to loans increases the fraction who return to university for a second year by 20 percentage points, with two-thirds of the effect arising from a reduction in transfers to vocational colleges and one-third from a decline in the share who stop post-secondary schooling altogether. The longer-run impacts are smaller but remain highly significant, with a 12 percentage point impact on the fraction of marginally eligible retakers who complete a bachelor's degree. |
| 主题 | Health, Education, and Welfare
; Education
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| URL | https://www.nber.org/papers/w27269
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| 来源智库 | National Bureau of Economic Research (United States)
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| 引用统计 |
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| 资源类型 | 智库出版物
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| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/584940
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推荐引用方式
GB/T 7714 |
David Card,Alex Solis. Measuring the Effect of Student Loans on College Persistence. 2020.
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文件名：
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w27269.pdf
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格式：
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Adobe PDF
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