| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w28011 |
| 来源ID | Working Paper 28011 |
| Does Lasting Behavior Change Require Knowledge Change? Evidence From Savings Interventions For Young Adults | |
| Samantha Horn; Julian Jamison; Dean Karlan; Jonathan Zinman | |
| 发表日期 | 2020-11-02 |
| 出版年 | 2020 |
| 语种 | 英语 |
| 摘要 | Is financial knowledge change necessary for lasting behavior change? Or, akin to Friedman’s billiard player, can behavior persist “as if” such knowledge is held? We randomize 240 Ugandan young-adult clubs to financial education, savings account access, both, or neither. Each education arm, but not the account-only arm, increases members’ financial knowledge and trust at one-year. At five-years, knowledge effects essentially disappear and trust effects weaken. However, savings, wealth and income increase for each treatment at both one and five years, suggesting multiple viable paths to statistically indistinguishable average outcomes and that textbook knowledge change is unnecessary for lasting impacts. |
| 主题 | Microeconomics ; Households and Firms ; Behavioral Economics ; Development and Growth ; Development |
| URL | https://www.nber.org/papers/w28011 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/585685 |
| 推荐引用方式 GB/T 7714 | Samantha Horn,Julian Jamison,Dean Karlan,et al. Does Lasting Behavior Change Require Knowledge Change? Evidence From Savings Interventions For Young Adults. 2020. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w28011.pdf（1287KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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