| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w28175 |
| 来源ID | Working Paper 28175 |
| The Distributional Effects of Student Loan Forgiveness | |
| Sylvain Catherine; Constantine Yannelis | |
| 发表日期 | 2020-12-07 |
| 出版年 | 2020 |
| 语种 | 英语 |
| 摘要 | We study the distributional consequences of student debt forgiveness in present value terms, accounting for differences in repayment behavior across the earnings distribution. Full or partial forgiveness is regressive because high earners took larger loans, but also because, for low earners, balances greatly overstate present values. Consequently, forgiveness would benefit the top decile as much as the bottom three deciles combined. Blacks and Hispanics would also benefit substantially less than balances suggest. Enrolling households who would benefit from income-driven repayment is the least expensive and most progressive policy we consider. |
| 主题 | Microeconomics ; Households and Firms ; Financial Economics ; Financial Markets ; Public Economics ; National Fiscal Issues ; Labor Economics ; Demography and Aging ; Labor Supply and Demand |
| URL | https://www.nber.org/papers/w28175 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/585849 |
| 推荐引用方式 GB/T 7714 | Sylvain Catherine,Constantine Yannelis. The Distributional Effects of Student Loan Forgiveness. 2020. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w28175.pdf（800KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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