| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w28262 |
| 来源ID | Working Paper 28262 |
| Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives | |
| Seth Garz; Xavier Giné; Dean Karlan; Rafe Mazer; Caitlin Sanford; Jonathan Zinman | |
| 发表日期 | 2020-12-28 |
| 出版年 | 2020 |
| 语种 | 英语 |
| 摘要 | Markets for consumer financial services are growing rapidly in low and middle income countries and being transformed by digital technologies and platforms. With growth and change come concerns about protecting consumers from firm exploitation due to imperfect information and contracting as well as from their own decision-making limitations. We seek to bridge regulator and academic perspectives on these underlying sources of harm and five potential problems that can result: high and hidden prices, overindebtedness, post-contract exploitation, fraud, and discrimination. These potential problems span product markets old and new, and could impact micro- and macroeconomies alike. Yet there is little consensus on how to define, diagnose, or treat them. Evidence-based consumer financial protection will require substantial advances in theory and especially empirics, and we outline key areas for future research. |
| 主题 | Microeconomics ; Households and Firms ; Economics of Information ; Behavioral Economics ; Financial Economics ; Financial Institutions ; Other ; Law and Economics ; Development and Growth ; Development |
| URL | https://www.nber.org/papers/w28262 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/585935 |
| 推荐引用方式 GB/T 7714 | Seth Garz,Xavier Giné,Dean Karlan,et al. Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives. 2020. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w28262.pdf（411KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
除非特别说明，本系统中所有内容都受版权保护，并保留所有权利。
