| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w28582 |
| 来源ID | Working Paper 28582 |
| Dynamic Bank Expansion: Spatial Growth, Financial Access, and Inequality | |
| Yan Ji; Songyuan Teng; Robert Townsend | |
| 发表日期 | 2021-03-22 |
| 出版年 | 2021 |
| 语种 | 英语 |
| 摘要 | We propose a model with local spatial markets and heterogeneous agents to understand and evaluate the geographic expansion of bank branches after banking deregulation in Thailand. The model features heterogeneity in financial frictions across regions, with the costs of accessing credit and deposits depending on the distance from the nearest branch. Disciplined by micro estimates of the effects of branch openings, the model reproduces salient regional and aggregate patterns concerning occupational choice, financial access, and inequality. We apply the model to study two counterfactual financial sector policies in distant markets, one subsidizing branches and the other subsidizing household deposits. |
| 主题 | Econometrics ; Estimation Methods ; Macroeconomics ; Consumption and Investment ; Money and Interest Rates ; International Economics ; International Macroeconomics ; Development and Growth ; Development ; Regional and Urban Economics ; Regional Economics |
| URL | https://www.nber.org/papers/w28582 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/586256 |
| 推荐引用方式 GB/T 7714 | Yan Ji,Songyuan Teng,Robert Townsend. Dynamic Bank Expansion: Spatial Growth, Financial Access, and Inequality. 2021. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w28582.pdf（3142KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
除非特别说明，本系统中所有内容都受版权保护，并保留所有权利。
