| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w28607 |
| 来源ID | Working Paper 28607 |
| Aspirations and Financial Decisions: Experimental Evidence from the Philippines | |
| David McKenzie; Aakash Mohpal; Dean Yang | |
| 发表日期 | 2021-03-29 |
| 出版年 | 2021 |
| 语种 | 英语 |
| 摘要 | A randomized experiment among poor entrepreneurs tested the impact of exogenously inducing higher financial aspirations. In theory, raising aspirations could have positive effects by inducing higher effort, but could also reduce effort if unmet aspirations lead to frustration. Treatment resulted in more ambitious savings goals, but nearly all individuals fell far short of reaching these goals. Two years later, treated individuals had not saved more, and actually had lower borrowing and business investments. Treatment also reduced belief in the amount of control over one’s life. Setting aspirations too high can lead to frustration, leading individuals to reduce their economic investments. |
| 主题 | Microeconomics ; Households and Firms ; Financial Economics ; Development and Growth ; Development |
| URL | https://www.nber.org/papers/w28607 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/586280 |
| 推荐引用方式 GB/T 7714 | David McKenzie,Aakash Mohpal,Dean Yang. Aspirations and Financial Decisions: Experimental Evidence from the Philippines. 2021. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w28607.pdf（696KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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