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来源类型Working Paper
规范类型报告
DOI10.3386/w28968
来源IDWorking Paper 28968
Evaluating the Role of Insurance in Managing Risk of Future Pandemics
Howard Kunreuther; Jason Schupp
发表日期2021-06-28
出版年2021
语种英语
摘要COVID-19 has demonstrated the challenges that policymakers, insurers, businesses, and employees face when disaster assistance programs are developed after the pandemic has already started. There is now an opportunity to design and implement effective and efficient solutions to manage the financial risks of a future pandemic. This paper suggests a practical framework, informed by the recent experience with COVID-19, for defining a meaningful role for insurance in managing business interruption (BI) and other risks from future pandemics. Policymakers, regulators, businesses, and other stakeholders interacting with representatives from the insurance industry can assist in defining its role in providing protection against the financial consequences of future pandemics. This framework, while designed for dealing with future pandemics, may be applied to other catastrophic and systemic risks.
主题Microeconomics ; Economics of Information ; Behavioral Economics ; Financial Economics ; Financial Institutions ; Public Economics ; COVID-19
URLhttps://www.nber.org/papers/w28968
来源智库National Bureau of Economic Research (United States)
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资源类型智库出版物
条目标识符http://119.78.100.153/handle/2XGU8XDN/586642
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Howard Kunreuther,Jason Schupp. Evaluating the Role of Insurance in Managing Risk of Future Pandemics. 2021.
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