| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w29244 |
| 来源ID | Working Paper 29244 |
| New Evidence on Redlining by Federal Housing Programs in the 1930s | |
| Price V. Fishback; Jonathan Rose; Kenneth A. Snowden; Thomas Storrs | |
| 发表日期 | 2021-09-13 |
| 出版年 | 2021 |
| 语种 | 英语 |
| 摘要 | We show that the Federal Housing Administration (FHA), from its inception in the 1930s, did not insure mortgages in low income urban neighborhoods where the vast majority of urban Black Americans lived. The agency evaluated neighborhoods using block-level information collected by New Deal relief programs and the Census in many cities. The FHA’s exclusionary pattern predates the advent of the infamous maps later made by the Home Owners’ Loan Corporation (HOLC) and shows little change after the drafting of those maps. In contrast, the HOLC itself broadly loaned to such neighborhoods and to Black homeowners. We conclude that the HOLC’s redlining maps had little effect on the geographic distribution of either program’s mortgage market activity, and that the FHA crafted and implemented its own redlining methodology prior to the HOLC. |
| 主题 | Financial Economics ; Financial Institutions ; History ; Financial History ; Other History ; Regional and Urban Economics ; Real Estate |
| URL | https://www.nber.org/papers/w29244 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/586918 |
| 推荐引用方式 GB/T 7714 | Price V. Fishback,Jonathan Rose,Kenneth A. Snowden,et al. New Evidence on Redlining by Federal Housing Programs in the 1930s. 2021. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w29244.pdf（741KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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