| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w30261 |
| 来源ID | Working Paper 30261 |
| New Evidence on the Demand for Advice within Retirement Plans | |
| Jonathan Reuter; David P. Richardson | |
| 发表日期 | 2022-07-18 |
| 出版年 | 2022 |
| 语种 | 英语 |
| 摘要 | We study demand for advice within defined contribution retirement plans offered by 23 institutions where TIAA is sole recordkeeper. Advice seeking increases with age, account balance, annual contribution level, web access, and changes in marital status. More provocatively, participants who invest solely through target date funds—the dominant default investment option—are significantly less likely to seek any form of advice throughout the age distribution, raising the possibility that reliance upon defaults crowds out advice seeking. Advice seeking increases significantly following the introduction of online tools, but is only weakly correlated with market returns and investment menu changes. |
| 主题 | Financial Economics ; Portfolio Selection and Asset Pricing |
| URL | https://www.nber.org/papers/w30261 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/587933 |
| 推荐引用方式 GB/T 7714 | Jonathan Reuter,David P. Richardson. New Evidence on the Demand for Advice within Retirement Plans. 2022. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w30261.pdf（1654KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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