| 来源类型 | Working Paper |
| 规范类型 | 报告 |
| DOI | 10.3386/w30289 |
| 来源ID | Working Paper 30289 |
| Banking on Transparency for the Poor: Experimental Evidence from India | |
| Erica M. Field ⓡ; Natalia Rigol ⓡ; Charity M. Troyer Moore ⓡ; Rohini Pande; ⓡ; Simone G. Schaner | |
| 发表日期 | 2022-07-25 |
| 出版年 | 2022 |
| 语种 | 英语 |
| 摘要 | Do information frictions limit the benefits of financial inclusion drives for the rural poor? We evaluate an experimental intervention among recently banked poor Indian women receiving government cash transfers via direct deposit. Treated women were provided automated voice calls confirming details of transactions posted to their accounts. The intervention increased women's knowledge of account balances and trust in their local banking agent. Indicative of improved consumption-smoothing by income-constrained women, administrative data show that treated women accessed government transfers faster when the service was active, with treatment effects dissipating after the notifications were discontinued. On average, other aspects of account use remained unchanged. However, consistent with account information benefiting those with high transaction costs more, the intervention increased account use among women who lived more than an hour from the kiosk. |
| 主题 | Financial Economics ; Financial Institutions ; Development and Growth ; Development |
| URL | https://www.nber.org/papers/w30289 |
| 来源智库 | National Bureau of Economic Research (United States) |
| 引用统计 | |
| 资源类型 | 智库出版物 |
| 条目标识符 | http://119.78.100.153/handle/2XGU8XDN/587961 |
| 推荐引用方式 GB/T 7714 | Erica M. Field ⓡ,Natalia Rigol ⓡ,Charity M. Troyer Moore ⓡ,et al. Banking on Transparency for the Poor: Experimental Evidence from India. 2022. |
| 条目包含的文件 | ||||||
| 文件名称/大小 | 资源类型 | 版本类型 | 开放类型 | 使用许可 | ||
| w30289.pdf（667KB） | 智库出版物 | 限制开放 | CC BY-NC-SA | 浏览 | ||
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